ABOUT US

MAT Capital is a direct provider of short-term property finance, delivering bespoke bridging and specialist lending solutions to individuals, investors, and companies across the UK.

Since 2014, we have built a strong reputation within the specialist finance sector by combining deep market expertise with decisive underwriting, allowing us to structure tailored funding facilities that meet the demands of complex transactions.

Whether funding acquisitions, refinances, development exits, or time-sensitive opportunities, we focus on delivering certainty, speed, and a seamless borrowing experience from enquiry through to completion.

 

Our Commitment

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Direct Lending Decisions

As a specialist lender, we assess every case on its own merits and provide pragmatic funding solutions designed around the asset and the borrower’s objectives.

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Accessible & Responsive

Our experienced team is available 7 days a week, from early morning through to late evening, ensuring clients and introducers receive prompt support when timing matters most.

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Speed of Completion

We understand that short-term finance often requires swift action. Our streamlined underwriting and legal process enables us to move quickly while maintaining a straightforward and transparent experience.

 

Our Lending Expertise

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We provide flexible short-term secured finance across a wide range of scenarios, including:

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• Bridging Loans

• Auction Finance

• Refinance & Capital Raise

• Development Exit Funding

• Chain Break Finance

• Business Purpose Lending

 

Our facilities are structured to offer:

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• Competitive interest rates

• High loan-to-value lending

• Fast credit-backed decisions

• Bespoke terms on straightforward and complex cases alike

 

Fund With Confidence

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At MAT Capital, clients benefit from dealing directly with the lender — providing greater certainty, faster decisions, and a funding partner committed to seeing transactions through to completion.

Speak with our specialist team today to discuss your requirement and receive a tailored funding solution.